How Much Car Can I Afford?
Start from the monthly payment you are comfortable with and see the most car it buys, with your down payment, trade-in and rate.
Your credit
Example rates by credit score. Your lender’s offer decides the real one; type it in the rate field.
Loan term
Anything rolled into the loan, like registration or dealer fees, comes out of the car’s price.
Only used here to check the payment against your income. It stays in this browser tab and is never sent anywhere or added to the link.
You can shop up to
You can shop up to: $28,666
72 months at 8% APR
Loan amount
Loan amount: $25,666
What the bank lends
Interest paid
Interest paid: $6,734
21% of all your payments
- Loan
- $25,666
- Down payment
- + $3,000
- Car price
- $28,666
A longer loan buys a pricier car for the same payment, but you pay much more interest and owe more than the car is worth for longer. Tap a term to use it.
Leave room for insurance, gas, maintenance and the marbete. These are estimates; your lender’s approval, rate and fees decide the real numbers.